Many drivers see car breakdown coverage as a must-have, not just a luxury. This service provides help whenever there’s a breakdown, whether you’re on the road or at home. Without it, you might have to pay for a recovery service to tow your car, which can cost around £100 per hour plus £1 per mile, not including repair costs at a garage. Depending on where you are, it could even be hard to get your car fixed.
Trying to fix your car yourself can be really tough. While some people are good at car repairs, most of us aren’t. Plus, modern cars often need special tools and diagnostic equipment. Working on a car without safety measures like flashing lights, safety signs, and high-visibility clothing is very dangerous, especially on busy motorway shoulders and A roads where visibility is limited, increasing the risk of accidents.
That’s why having breakdown coverage is so important. It ensures that professionals will be available to perform necessary repairs and get you back on the road if your car breaks down. Here are a few things drivers should think about when getting breakdown coverage.
Just like with many financial products, paying annually instead of monthly usually saves money. Monthly payments are like buying on credit, which often comes with extra charges. Paying annually for your coverage not only saves money but also ensures that help is available if you have a breakdown.
One breakdown can cost more than a year’s worth of coverage, but there are ways to save even more. The best strategy is to research and compare both the prices and services offered. You can buy breakdown coverage on its own, or it might be cheaper to add it to your new or existing car insurance.
Make sure you get enough coverage. Some policies offer just roadside assistance, while others include both roadside assistance and vehicle recovery. It’s also a good idea to check if the coverage applies to a specific vehicle or the driver. Some policies even offer overseas coverage, usually through a partner company in the destination country.