Category: credit-and-loans

Graduation might be just around the corner, but many college grads think their student loan payments aren’t something to worry about yet, because of the typical six-month deferment period. However, those six…

Credit card debt can be a major source of financial stress for many people. The high interest rates and just making minimum payments can make getting out of debt feel impossible. However,…

A Home Equity Line of Credit, or HELOC, lets homeowners access a line of credit using the value they’ve built up in their homes as collateral. It’s similar to a second mortgage,…

Dealing with debt is one of the biggest financial hurdles many people face. Wanting to get rid of debt quickly is a positive mindset, but it’s crucial to avoid some costly mistakes…

With so many rewards credit cards out there, choosing the right one can be tough. They differ not just in the types of rewards they offer but also in how and when…

New borrowers and recent college grads might feel uneasy about student loan debt and its impact on their credit score, which plays a vital role in one’s financial life. Understanding your credit…

A Home Equity Line of Credit (HELOC) lets homeowners access their home equity for a credit line. It works like a second mortgage, with your main mortgage being the primary lien on…

Since I was three years old, I had a clear vision for my future and knew the steps needed to get there, including choosing the right academic degree. Fortunately, my college entrance…

Your credit score is a key part of your financial life, affecting everything from loan amounts to eligibility for major purchases. If your credit score is holding you back, it’s time to…

As you step into adulthood, knowing how to manage your finances, especially credit cards, is vital. Credit cards can be a handy tool, helping you build a good credit score. A solid…