When we had our first child, my spouse and I realized it was time to get life insurance. We had always put off important financial steps like setting up wills, living trusts,…
Category: insurance
Reclaiming PPI Payments
The issue with Payment Protection Insurance (PPI) has led many people to file claims to get back money from policies they were sold under misleading circumstances. So far, banks and financial institutions…
The Critical Importance of Life Insurance
Life insurance isn’t like auto insurance—you don’t have to have it. It’s more of a personal choice, and some people decide they don’t need it. However, in many cases, especially if you…
The Perils of Navigating Business without Professional Indemnity Coverage
If you work directly with the public, having professional indemnity insurance is essential. Skipping out on it can lead to unexpected and serious risks. Fortunately, obtaining this insurance is straightforward and affordable,…
Strategic Tips for Reducing Your Car Insurance Expenses
Looking for ways to make the most of your budget without having to give up too much? One often overlooked tactic is to lower your home insurance premiums. Even though insurance rates…
Assessing the Necessity of Disability Insurance: A Comprehensive 4-Step Guide
Today, let’s talk about whether it’s essential to get disability insurance. I remember going to a conference last year where the main aim was to motivate everyone to keep pushing toward their…
“Seven Exceptional Ways to Save on Car Insurance”
It’s common knowledge that sensible driving, maintaining good credit, and excelling in school can help drivers secure better car insurance deals. But which auto insurance discounts are the best? Here are seven…
How Increasingly Severe Natural Disasters Are Shaping Global Insurance Premiums
At its peak, Hurricane Katrina reached Category 5 intensity in the Gulf of Mexico. Natural disasters have always been a threat to humanity, with history documenting everything from ice ages to volcanic…
Five Smart Strategies for Cutting Costs on Family Car Insurance
Remember the excitement of your first car? Mine was my dad’s old car, a hand-me-down, but that didn’t bother me at all. What mattered was the fun of going on road trips…
The Possible Ramifications of Skipping Landlord’s Insurance
As a landlord, managing your finances is just as important as maintaining your properties and screening potential tenants. If you don’t keep a close eye on your financial matters, you could face…