Businesses that manage to survive this major recession must focus on being frugal in their decision-making. In better economic times, finding affordable commercial insurance might not have been a priority because everyone…
Category: insurance
Calculating the Financial Implications of a Brain Injury
Every year, about 700,000 people in England and Wales visit emergency departments because of head injuries. While most are minor, 10% are serious. Men and children are particularly susceptible, often due to…
Why Choosing a $1,000 Deductible for Your Car Insurance is a Smart Move
Last week, I had the unfortunate experience of denting my car’s driver’s side by hitting a wall. Despite this regrettable mishap, it was the first time in nearly 13 years of driving…
Surprising Factors That May Affect Your Car Insurance Rates
It’s no surprise that smoking can increase your life insurance premiums. But did you know that your daily lifestyle, including your work routine, can also affect your auto insurance? Here’s why and…
Can Married Couples Benefit from Special Car Insurance Rates?
Does getting married make a man more accountable? Car insurance companies seem to think so, and they even offer lower insurance premiums to back this idea. When it was time for my…
Have You Incurred a Driving Violation? Understand the Effects on Your Car Insurance Premiums
Research from Confused.com has shown that about one in five drivers have a prior driving conviction, which amounts to around 924,000 people. If you have a driving conviction, you’re not alone—it could…
A Comprehensive Guide to Diverse Business Insurance Options for Small Enterprises
Choosing the right business insurance for your company involves finding the coverage you need at a reasonable price. This becomes easier when you have a reliable agent or broker and know what…
Is Genetic Profiling Shaping the Future of Life Insurance?
In recent years, there have been significant advancements in gene identification and genetic testing, greatly impacting the life insurance underwriting process. This raises questions about whether genetic test data can accurately predict…
Compelling Motivations for Life Insurance for Those Over 30
Although I usually avoid broad statements, I firmly believe that once you hit 30, it’s important to think about the role of life insurance, especially if you don’t already have a policy….
7 Easy Methods to Lower Your Homeowners Insurance Expenses
Mortgage-related homeowners insurance is usually seen as a necessary addition, which can add to your monthly mortgage payments. However, it’s a worthwhile investment that provides financial protection to help you replace belongings…