I read an article where a couple cleared their debt in just one year. They did this by setting up a secondary income stream, pulling in an extra $1,000 each month, which…
Category: personal-finance
Strategic Tips for Growing Your Child’s College Fund
Raising children isn’t cheap. According to data from The Brookings Institution, the average cost of raising a child from birth to 17 years old is over $300,000, and this doesn’t even include…
Three Compelling Reasons to Set a Clear Savings Goal
Do you set aside money in a savings account every month? If so, have you thought about what you plan to use this money for? It might seem unimportant since you’re being…
Step 4 to Financial Freedom: The Power of Determination
This is the final part of a four-part series called “Overcoming Debt”. Make sure you’ve read Parts I, II, and III before diving into this one. Up to this point, you should…
12 Clever Ways to Enjoy Affordable Family Vacations
Making the most of family vacations is all about creating wonderful memories and strengthening family bonds. But organizing an affordable and memorable trip can be tricky, especially if you’re trying to keep…
Can You Effectively Save Money on a Tight Budget?
Warren Buffet gave some wise advice: don’t save what’s leftover after spending, but instead, spend what’s left after saving. It sounds straightforward, but it’s quite tricky, particularly for those with tight budgets….
Effective Approaches to Eradicating Credit Card Debt Swiftly in 2023
Dealing with credit card debt can be tough and often leads to financial stress for many people. High interest rates and hefty monthly payments can feel like you’re not making any progress….
Creative and Budget-Friendly Baby Shower Gift Ideas
It’s quite fascinating. Despite what the media says about lowering birth rates and couples opting out of having kids, I’m still getting invites to baby showers. In fact, I’ve been invited to…
Top 5 Tactics for Capitalizing on Back-to-School Sales
As summer starts to wrap up, many parents have mixed feelings. Some might feel a bit sad, while others are excited to get some kid-free hours back. With the back-to-school season upon…
Crafting Your Holiday Spending Blueprint: Practical Tips for Financial Boundaries
PWC expects that American consumers will be spending 7% more this holiday season compared to last year, equating to roughly $1,530 per person on gifts, travel, and entertainment. Around 40% of consumers…