Feeling swamped by credit card debt is pretty common, but escaping from it might seem out of reach. You might think the only solution is to sell everything, live a minimalistic life,…
Category: personal-finance
“10 Crucial Financial Skills Every Teen Should Master”
A survey conducted in February 2022 about teens and personal finance found that more than half of the teenagers (54%) feel unprepared to manage financial matters as they transition into adulthood. Additionally,…
5 Wallet-Friendly Pastimes for the Budget-Conscious
When you’re trying to save money, whether it’s to pay off debt or save for a big purchase, cutting out non-essential spending becomes crucial. Often, this means our hobbies and fun activities…
Amplifying Holiday Cheer Without Buying Gifts
Holidays are about more than just exchanging gifts; they’re about cherishing moments with the people we care about. So, how can you enjoy the festive spirit without focusing on gifts? The holiday…
7 Ingenious Tactics to Cut Costs on Car Maintenance and Repairs
The first time I saw the check engine light on my dashboard, I had no idea what to do. It was my first time going to a garage on my own after…
Comparing the Benefits and Drawbacks of Home Equity Lines of Credit and Home Equity Loans
A Home Equity Line of Credit (HELOC) allows homeowners to open a line of credit using their home equity as collateral. This functions like a secondary mortgage, where the primary mortgage remains…
10 Crucial Financial Lessons to Teach Your Teenagers
In a survey on Teens & Personal Finance conducted in February 2022, it was found that more than half of the teenagers (54 percent) feel unprepared for future financial challenges. The survey…
7 Simple Strategies for Cutting Your Costs
Feeling overwhelmed by bills? Growing up, I was always told that bills are an unavoidable part of life. But that doesn’t mean you should always feel financially strained by them. If your…
Debunking 5 Common Myths About Travel Hacking That You Must Avoid
Many of us love to travel, but the high costs can often hold us back. Wouldn’t it be great if there was a way to overcome these financial hurdles? Well, there is….
Can You Conquer Your Debt Challenges?
Recently, Congress approved a notable $150 billion increase in discretionary spending for 2018. As the U.S. boosts its defense spending, the average taxpayer feels more pressure. This is worsened by tax cuts,…